Your Partner in Property Finance

Helping you secure the right loan for a stronger tomorrow.

Clear, professional guidance for first home buyers, owner-occupiers, investors, refinancers and asset-finance clients.

First Home Buyers Investment Loans Refinance Asset Finance
Family standing in front of a modern double-storey home
Jose Sojan Pottakaran

Jose Sojan Pottakaran

Director | Mortgage Broker

0470 215 965 info@capitaloriginloans.com.au

Current Opportunities

More ways to make property finance work for you

Availability and eligibility differ by lender, loan type and borrower circumstances.

$

Broker Cash Back

Up to $1,000*

Available on eligible settled loans under the applicable Capital Origin broker promotion.

Lender Cash Back

From $2,880*

Selected lenders may provide cash-back offers on qualifying applications.

Eligible Borrowers

May Avoid LMI*

Some borrowers may qualify for an LMI waiver or alternative lender policy.

Deposit Options

Lower Deposit from 5%*

Lower-deposit options may be available subject to lender and scheme criteria.

*Terms, conditions and eligibility criteria apply. Broker cash back is paid by Capital Origin Mortgage Solutions Pty Ltd after settlement of an eligible loan and may vary according to the settled loan amount. Lender cash-back offers are available only from selected lenders and may be changed or withdrawn without notice. All loans remain subject to lender credit assessment, lending policy, loan purpose, minimum loan amount, acceptable security and borrower eligibility. LMI waivers and lower-deposit options are available only to eligible borrowers and are not guaranteed; government scheme places may also be limited. Full offer details and any applicable exclusions will be explained before you proceed.

Professional Support

Clear advice, structured applications and practical guidance.

Whether you are purchasing your first home, upgrading, investing, refinancing or seeking asset finance, we focus on understanding your goals, reviewing your borrowing position and helping you move through the lending process with confidence.

Services

Finance solutions tailored to your needs

First Home Buyers

Guidance on deposits, borrowing capacity, loan options, government schemes and settlement preparation.

Home Loans

Support for owner-occupied purchases, upgrades and loan structures suited to your goals and cash flow.

Investment Loans

Loan comparison and structure considerations for investors, including equity release and repayment strategy.

Refinance

Review your current loan, repayments and lender options to seek a more suitable lending outcome.

Self-Employed Lending

Practical support for PAYG, self-employed and alternative-document income scenarios.

Asset Finance

Finance support for vehicle and business-asset purchases, subject to lender policy and assessment.

Jose Sojan Pottakaran profile photo

About

Meet Jose Sojan Pottakaran

Jose works with clients to make the lending process easier to understand, from the initial discussion through to loan comparison, application preparation and settlement coordination.

Capital Origin Mortgage Solutions Pty Ltd is built on professional communication, careful documentation and personalised finance guidance.

Business details
ACN 695 066 838
Credit Representative Number 577873
Authorised under Australian Credit Licence 388570

Our Process

A simple path from enquiry to settlement

01

Discovery

We discuss your goals, property plans, income, liabilities and preferred outcome.

02

Assessment

We review borrowing capacity, deposit, loan structure and suitable lender options.

03

Application

We help organise documents and submit a clear application to the selected lender.

04

Settlement

We liaise through approval, loan documents and settlement milestones.

Ready to discuss your finance options?

Contact Jose for a professional consultation.

Get in touch

Contact

Capital Origin Mortgage Solutions Pty Ltd

Jose Sojan Pottakaran
Director | Mortgage Broker

Phone: 0470 215 965

Email: info@capitaloriginloans.com.au

Website: capitaloriginloans.com.au

Postal Address:
PO Box 550, Erindale Centre, ACT 2903